In theory, getting a mortgage as a locum doctor should be easy. NHS staff shortages. Income of £220/day. Hours available over and above the normal working week. NHS staff shortages (did I already mention that?). What’s not to like about locums as a mortgage applicant?
On the surface, everything looks rosy. But dig a little deeper and you’ll find locum doctor income – and the structure thereof – can be labyrinthine. Continue reading about Understanding Locum Doctor Income for Mortgage Purposes